Frequently Asked Questions (FAQ)

SSDI is a federal benefit program for people who can’t work due to a long-term disability and have paid into Social Security through their jobs.

Many conditions can qualify, including severe back injuries, heart disease, arthritis, cancer, mental health disorders, and more. The most important factor is whether your condition prevents you from working full-time.

You can apply as soon as you know your condition will keep you from working for at least 12 months, or is expected to result in death.

You may be able to work part-time, but there are strict limits on how much you can earn and still qualify.

Common reasons include missing medical evidence, incomplete forms, or not meeting Social Security’s strict definitions. Most first-time applications are denied, but appeals can be successful with strong preparation.

The process includes reconsideration, a hearing before an Administrative Law Judge, Appeals Council review, and sometimes federal court.

Timelines vary, but it can take several months to over a year, depending on the stage and case complexity.

While not required, having an experienced disability attorney can significantly improve your chances by ensuring your case is documented and presented effectively.

SSDI is for those with a work history; SSI is for people with limited income/resources, regardless of work history. Both use the same medical standards for disability.

Adults or children who are disabled, blind, or over 65, with very limited income and assets (usually under $2,000 for an individual).

The federal SSI payment in 2024 is $943/month for individuals, but may vary based on other income and living arrangements.

Yes—some people qualify for both if their SSDI payments are low and they meet SSI’s financial limits.

Yes. Social Security uses “grid rules” that make it easier for people over 50 to qualify if they can’t return to their past work or adjust to new jobs due to age and disability.

Orthopedic issues (back, knee, hip), heart disease, stroke, and chronic medical conditions are common.

Being over 50, 55, or 60 can make a big difference in how Social Security evaluates your case, increasing your chances of approval.

It varies, but initial applications may take several months. Appeals can take longer.

There is no fee unless you win. Attorney fees are regulated and come out of any back pay awarded.

You’ll need medical records, work history, proof of income, and other documents specific to your claim.

Yes! We help with every form, deadline, and SSA requirement so you avoid costly mistakes.

It varies, but initial applications may take several months. Appeals can take longer.

Learn how an attorney can make a difference for your claim.

SSD attorneys are licensed lawyers with legal training, can appeal your case to federal court, and offer attorney-client privilege. Non-attorney advocates can help with paperwork and hearings but cannot represent you in federal court or provide legal advice. At George & George, you always work directly with a licensed attorney.

See why legal representation matters.

Local attorneys like George & George know the Social Security offices, hearing judges, and medical providers in Tennessee and Kentucky. National firms may not offer the same personal service or local insight. With a local lawyer, you get face-to-face support and someone who understands your unique challenges.

Discover the local advantage for your claim.